GOOD NEWS!!! There are several programs to assist you in obtaining the down payment you need for the home you want.

Its best to apply to more than one program because every lender does not work with all programs. In addition to the programs we have listed check with your local city and state government because many have programs that offer down payment assistance for homes purchased in certain areas.

Ameri Dream Down Payment Assistance Program - This is a nationwide program that works with most types of mortgages. the amount of home that can be purchased is very liberal and is good for most people buying their first home or condo.

Nehemiah Down Payment Assistance Program - This program is a nationwide program that gives up to 6% of the purchase price for first time and repeat home buyers. This program works with a variety of lenders.

Buyer's Assistance Down Payment Assistance Program - This program is a nationwide program that gives up to $50,000 towards the purchase of a new or to buy down the interest rate of a new home. This program will also help you find a lender if you don't currently have one.

Each of the above programs require home buyer's education to get approved for the down payment assistance. Ameri Dream offers an online class that can be completed in a few hours.